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Frequently Asked Questions (FAQs) about Traffic School Insurance Discounts

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Traffic school, not merely a means to enhance driving skills, can also lead to car insurance money savings. A state-approved traffic school or defensive driving course completion is a requirement for many insurance companies to give discounts to the driver. If you want to know how it works, this FAQ guide will clarify the most common queries regarding traffic school insurance discounts.   1. What does a traffic school insurance discount mean? Insurance companies offer a traffic school insurance discount that translated into a decrease in your car insurance premium when you finish an authorized traffic school or defensive driving course. By taking these courses, you prove to the insurer that you are a safe driver, and they view you as less of a risk, thus reducing the cost. The benefits are: • Reduced premiums (usually 5-20%) • In some states, points are taken off your record • Getting better and more knowledgeable about driving 2. Who is eligible for thes...